What do you need from us for a quote?

Your current policy schedule, a list of vehicles with registrations and values, driver details and your claims history for the last three years. With these we can compare quotes on a like-for-like basis.

How do you help when we need to claim?

We help you report the claim, gather the documents the insurer needs, follow up with the assessor and the insurer, and keep you updated until the claim is settled.

What does fleet insurance usually cover?

Fleet insurance covers several business vehicles under one policy, usually for accident damage, theft, hijacking and liability to third parties. Many policies can add goods in transit, car hire and roadside assistance. Exact cover depends on each insurer's terms, excesses and exclusions.

Fleet & commercial insurance

For transport, logistics, construction, plant hire, distribution and car rental businesses in Gqeberha and across South Africa. We compare cover across leading commercial insurers, explain the terms in plain language, and stand with you at claim time.

Free consultation

Expert advice, more choice, personal service

Led by Dr. Shakir Jeeva. Our founder brings advanced qualifications in Islamic finance, investment management and financial governance, and decades of experience in global financial markets. He and his team personally oversee the advice you receive. We are not tied to a single provider: we compare solutions across leading investment houses, insurers and takaful providers, and show you the options side by side, with the costs and trade-offs explained, so you choose what fits.

How we can help you

Who it is for

• Transport and logistics operators running trucks, LDVs or trailers

• Construction and plant-hire businesses with yellow metal and site equipment

• Distributors and FMCG businesses with delivery fleets

• Car rental companies, dealers and shuttle operators

• Any business whose fleet cover has not been reviewed in the last year

What we help with

• Fleet and commercial vehicle cover, including goods in transit

• Plant and equipment cover for construction and plant hire

• Business property, stock and business interruption cover

• Public and products liability

• Driver and fleet risk management to help keep premiums under control

• Claims support from first notice to settlement

How we work

1. Send us your current policy schedule and recent claims history

2. We review your cover for gaps and compare quotes across commercial insurers

3. We explain the options side by side, with excesses and exclusions in plain language

4. We stay with you at renewal and help you through every claim

Common questions

Sapphire Global Financial Services is an authorised financial services provider (FSP 51022). This page is general information only and does not constitute financial advice. Cover is subject to each insurer's terms, underwriting and exclusions.

Is your fleet properly covered?

Send us your current fleet or business policy schedule for a free, no-obligation review. We will check your cover for gaps and show you options from leading insurers side by side.